Brian Dake

In honor of Women’s History Month, WalletHub released a report of 2018’s Best & Worst States for Women. Wisconsin ranked as the 5th best state on the list.

The states were ranked in two categories; Women’s Economic & Social Well-Being and Women’s Health & Safety. The Badger State ranked 2nd in Women’s Economic & Social Well-Being and ranked 15th in Women’s Health & Safety, landing the state 5th overall.

The two categories considered numerous factors such as earnings for female workers, unemployment rates, friendliness toward working moms, female homicide rates, share of physically active women, and more.

Wisconsin’s high percentage of women graduating high school and percentage of women who voted in the 2016 presidential election, significantly impacted the overall ranking. Wisconsin ranked 1st for women graduating high school and 3rd for women voting.

A few of the key rankings for Wisconsin:

• 1st- High School Graduation Rate for Women
• 3rd- Share of Women Who Voted in 2016 Presidential Election
• 6th- Women’s Preventive Health Care
• 7th- Female Uninsured Rate
• 11th- Unemployment Rate for Women
• 15th- Quality of Women’s Hospitals
• 17th- Median Earnings for Female Workers
• 18th- Women’s Life Expectancy at Birth
• 19th- Share of Women in Poverty

Wisconsin is among states with the least expensive auto insurance rates, but premiums in the metro Milwaukee area are rising faster than the national average, a new report says.

A study by the online auto insurance search engine and research firm The Zebra found Wisconsin had an average annual premium of $1,040 for car insurance, which was lower than all but seven states in the United States.

In the survey, Michigan had the highest annual average premium, at $2,610. North Carolina had the lowest, at $865. Overall, the report said, car insurance rates are higher than they’ve ever been, with a national average annual premium of $1,427, or 20% higher than in 2011.

Wisconsin historically has had among the lowest auto insurance rates in the U.S., and part of the reason is many insurance companies want to do business in the state, Franken said. According to the most recent report from the Office of the Insurance Commissioner, in 2016 there were about 175 companies offering private passenger car insurance in Wisconsin.

“We’re pretty proud of that history, and we hope it continues,” Franken said. “I think it’s the positive regulatory climate, positive litigation climate and a lot of credit to the state drivers.”

The study said insurance companies are penalizing distracted drivers for the first time since the advent of cellphones, though still not nearly as much as other dangerous traffic violations.

To compile the survey, The Zebra said, it conducted a comprehensive auto insurance pricing analysis between September and December using its proprietary quote engine, using data from insurance rating platforms and public rate filings. The Zebra said it examined nearly 53 million rates to explore trends for specific auto insurance rating factors across all U.S. zip codes, averaged by state, including Washington, D.C.

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Customers of Wisconsin utilities are projected to save more than $275 million from the new lower rate for federal corporate taxes, based on estimates compiled by the Citizens Utility Board of Wisconsin and the Wisconsin Industrial Energy Group.

The corporate tax rate was lowered to 21% from 35% as part of the recent tax reform and tax cut legislation. Projected taxes are included as an expense when setting utility rates and the cost is passed onto customers.

The state’s utilities were required to file their projected tax savings with the Public Service Commission last month. Matthew Spencer, a spokesman for Public Service Commission, said the commission is expected to decide this year on how to apply the savings to customers’ bills.

Based on the PSC filings, the initial annual savings from the lower tax rates are:

• We Energies electric customer – $97 million
• We Energies natural gas customers — $20 million.
• WPS electric customers — $41 million.
• WPS natural gas customers — $7 million.
• Madison Gas & Electric — $6 million to $9 million for electric customers and $2 million to $3 million for natural gas customers (1.2% to 1.9% average reduction).
• Alliant electric customers — $40 million to $50 million
• Xcel electric customers — $25 million to $30 million.

The projected savings range roughly from 1% to 4% of customers’ bills, depending on the utility.

Wisconsin Attorney General Brad Schimel is leading a multi-state legal challenge to the Affordable Care Act.

Schimel and Texas Attorney General Ken Paxton filed the lawsuit Monday in a federal court in northern Texas. The lawsuit represents 20 states, including Wisconsin.

The U.S. Supreme Court upheld the health care law in 2012, ruling the penalty on individuals without health coverage was a tax and allowed under the Constitution.

But Schimel said that legal foundation no longer applies.

“In the tax relief bill, the Congress eliminated the tax penalty,” he said. “So that left the individual mandate hanging out there all by itself.”

The lawsuit argues the entire law should now be struck down.

“The Obama administration lawyers argued during the course of the case in 2012 in the Supreme Court that without the individual mandate, the rest of it doesn’t stand,” Schimel said. “Now that the tax penalty’s gone, the individual mandate can’t stand, which means the rest of it can’t stand.”

Walker spokeswoman Amy Hasenberg told the Milwaukee Journal Sentinel that Walker authorized the lawsuit “because it questions the constitutionality of Obamacare.”

But she added that “as long as (the ACA) remains, Wisconsin will work within the confines of that law to help Wisconsin families.”

Critics said overturning the law would hurt Wisconsin residents.

Protect Our Care Campaign Director Brad Woodhouse said in a statement that, if successful, the lawsuit “could take health insurance away from 416,600 Wisconsinites, raise premiums, and end the Medicaid expansion, which has been critical for combating the opioid epidemic and keeping rural hospitals afloat.”

The State Assembly voted on Thursday on a proposal to prevent local governments from adopting mandatory labor-peace agreements and other requirements related to employment laws.

Assembly Bill 748 seeks to put in place statewide rules for occupational licensing, overtime and other employment matters. Supporters of the legislation say it would prevent the state from having employment requirements that vary greatly from one government jurisdiction to the next. Uniformity, they argue,w ill make it easier for companies to know what rules they have to follow when doing business in Wisconsin.

The provision concerning labor-peace agreements, for instance, would prevent local officials from requiring employers to sign onto these sorts of agreements before doing municipal work. Employers who sign labor-peace agreements agree to not resist employees’ unionization attempts.

Beyond that, the bill would:

• scrap local governments’ ability to set minimum-wage requirements for contractors who are working on local public-works projects; and
• prohibit local governments from enforcing occupational-licensing requirements that are stricter than those set by the state;
• set a statewide standard for regulations concerning employee scheduling, hours and overtime;
• establish uniform statewide regulations for employee benefits;
• make it clear that employers throughout Wisconsin have the right to ask job applicants for salary information;
• prevent local governments from establishing a wage-claim process that is separate from the one set by the state.

The legislation had once called for the setting of a statewide standard to determine when employment discrimination had occurred. But an amendment introduced earlier this week scrapped that provision.

To become law, AB 748 still needs the state Senate’s approval and Gov. Scott Walker’s signature. Lawmakers in the Senate have said they plan to convene in March for the final time this legislative session.

Legislation that that could decrease contractors’ legal costs and liability has received a boost that could have it before the Wisconsin Assembly on Thursday, the last day lawmakers in that chamber plan to meet this legislative session.

The proposal, Assembly Bill 773, calls for a series of changes to the state’s civil-litigation rules. Among other things, it would curtail the state’s construction statute of repose, which contractors commonly invoke when defending themselves against personal-injury lawsuits alleging negligent design. Current law bars lawsuits involving injuries that occurred more than 10 years after a given construction project had come to an end. AB 773 proposes reducing that window to six years.

Although enjoying support from industry groups like the Wisconsin Builders Association, the proposal had appeared to be stalled in the Assembly Judiciary Committee with little chance of being sent to the full Legislature for a vote. But, late on Monday, lawmakers arrived at a compromise that will seemingly allow the bill to advance and the bill was scheduled for a vote before the Assembly Judiciary Committee.

Among the proposed changes to the bill is one that would give plaintiffs an additional year to sue contractors over allegations of negligent designs. Rather than six-year limit in the current version of AB 773, the amendment would allow lawsuits to be filed within seven years of a project’s wrapping up.

The committee adopted that amendment on Tuesday and voted 6-3 to give the bill a favorable recommendation.

The bill’s next stop is the Assembly. Should it pass there, AB 773 still needs to be voted on by the full Senate and signed by Gov. Scott Walker.

Separately from the construction statute of repose, the proposal would make various changes to procedures used to gather information during litigation, placing time limits on depositions, restricting how many depositions could be requested and changing rules governing what electronically stored information parties must either retain or produce.

Although these changes appear unrelated to construction, supporters of the bill have contended they could cause contractors who are involved in litigation to spend less money and time responding to discovery requests.